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BC Medical Services Plan (MSP)

Anyone residing in BC for longer than six months is required by law to enrol in MSP and pay premiums directly to the plan. After a three-month waiting period, MSP covers the cost of basic medical care within Canada including most physician and hospital services. MSP does not cover basic dental care, prescription drugs, or routine vision care (such as eye examinations or corrective lenses). The MSP membership card is called a CareCard and the MSP number is called a Personal Health Number. It is very important that you apply as soon as you arrive in BC as processing can take up to three months.

It is very important that you apply for MSP as soon as you arrive in BC as processing can take up to three months. There is a waiting period before MSP coverage begins; this is the rest of the month in which you arrive in BC plus two months. For example, if you arrive in BC on August 25, you will be eligible for MSP on November 1. Be sure to contact MSP within one month after submitting your application to confirm that they received your application.

It is our understanding that any eligible person who submitted an application will be covered after the waiting period, even if their CareCard has not arrived. If this happens to you, you may need to pay at the time you receive healthcare, keep the receipt, and request reimbursement from MSP once your card arrives. If you already have MSP and your CareCard is going to or has recently expired, send a photocopy of your new study permit to MSP so they can continue your coverage.

What is MSP?

MSP is BC’s provincial health insurance plan. Anyone residing in BC for longer than six months is required by law to enrol in MSP and pay premiums directly to the plan.

 

What does MSP Cover?

MSP covers the cost of basic medical care within Canada including most physician and hospital services. In most cases, when you show your MSP CareCard, you will not have to pay at the time you seek medical care. MSP does not cover most dental care, prescription drugs, or routine vision care (such as eye examinations or corrective lenses). For a full list of your medical and health care benefits under MSP, please visit www.healthservices.gov.bc.ca/msp/infoben/benefits.html.

 

When Am I Eligible for MSP?

There is a waiting period before MSP coverage begins which consists of the rest of the month in which you arrive in BC plus two months. For example, if you arrive in BC on August 25, you will be eligible for MSP on November 1.

 

How Much does MSP Cost?

MSP’s monthly costs are: $69.25 for one person; $125.50 for a family of two; $138.50 for a family of three or more. Information on how to pay your premiums is available at http://www.health.gov.bc.ca/msp/infoben/faqas.html#options.

 

What is a CareCard?

The MSP membership card is called a CareCard and the MSP number is called a Personal Health Number. You will be sent a CareCard once MSP processes your application. Be sure to contact MSP within one month after submitting your application to confirm that they received it.

 

CareCard

 

I don’t have my CareCard yet and I need to see a doctor. What should I do?

It is our understanding that any eligible person who has submitted an application will be covered after the waiting period, even if their CareCard has not arrived. If this is the case for you, you may need to pay at the time you receive health care, keep the receipt, and request reimbursement from MSP once your card arrives.

 

My CareCard will expIre soon. How can I extend it?

If you already have MSP and your CareCard is about to expire or has recently expired, fax or send a photocopy of your new study permit to MSP (address below) with a cover letter that includes your full name, address, date of birth, CareCard number, and your request for extension.

 

Medical Services Plan

PO Box 9035 Stn Prov Govt

Victoria, BC V8W 9E3

Fax: 250.405.3595

 

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Last reviewed 3/12/2014 12:44:12 PM

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